Agrani Bank emerged as a Nationalized Commercial Bank following the Bangladesh Banks (Nationalization) Order 1972 vide President’s Order No. 26 of 1972 under which former Habib Bank Limited and Commerce Bank Limited and renamed as Agrani Bank. The Bank was incorporated as a State-owned Commercial Bank on 17 May 2007 under the Companies Act 1994. On a going concern basis, Agrani Bank Limited took over the business, assets, liabilities, rights and obligations of Agrani Bank through a vendor’s agreement signed on 15 November 2007 between the Ministry of Finance of the People’s Republic of Bangladesh and the Board of Directors of ABL with retrospective effect from 01 July, 2007.

Agrani Bank Limited is governed by the Board of Directors consisting of chairman,  5 Directors and MD & CEO at present. The Bank is headed by the Managing Director & Chief Executive Officer; Managing Director is assisted by Deputy Managing Directors and General Managers. The bank has 11 Circle offices, 53 zonal offices and 37 Divisions in head office. ABL has been able to create 970 branches including 36 corporate , 43 AD (authorized dealer) branches widely distributed and is a technology pioneer, with all branches providing real time online banking. We also have five subsidiaries: a merchant bank, a small and medium sized enterprises (SMEs) financing company and remittance house in Singapore, Malaysia and Canada.

Agrani Bank Limited (ABL) is the First state-owned Commercial Bank in Bangladesh to introduce Agent Banking. Currently ABL has 400 agent booths who are operating Agent Banking activities around the rural areas of Bangladesh. In Agrani Bank Limited, Islamic Banking system is operated under 'Islamic Banking Unit' since February 28, 2010 through 15 Islamic Banking Windows. Agrani Bank Limited Committed to serving the nation.

Here are some of the main services that Agrani Bank provides:

1. Deposits: Agrani Bank offers various deposit products, including savings accounts, current accounts, fixed deposits, and recurring deposits. These products come with attractive interest rates and flexible terms and conditions.

2. Loans: Agrani Bank provides a range of loan products, including personal loans, car loans, home loans, education loans, and business loans. The bank offers competitive interest rates and flexible repayment options to meet the diverse needs of its customers.

3. Cards: Agrani Bank offers debit cards and credit cards to its customers. The bank's cards come with various benefits, such as cashback offers, discounts, and reward points.

4. Remittance: Agrani Bank offers remittance services to help customers send and receive money from anywhere in the world. The bank has tie-ups with various international money transfer companies, making it easy for customers to send and receive money quickly and securely.

5. Internet Banking: Agrani Bank provides internet banking facilities to its customers, allowing them to access their accounts, transfer funds, pay bills, and perform other banking transactions from anywhere, anytime.

6. Mobile Banking: Agrani Bank also offers mobile banking services to its customers, allowing them to perform banking transactions using their mobile phones. This service is convenient for customers who are always on the go.

7. Other Financial Services: Agrani Bank provides various other financial services, including trade finance, treasury services, project financing, and investment banking.