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Amanah.pk aims to offer a Shariah Compliant Real Estate Investment Opportunity for Risk-free and evidence-based investments in top ranking projects of Rawalpindi and Islamabad.
We are a modern and certified halal solution providor to the market and Alhamdulillah the first ones to introduce “Shariah Compliant Real Estate Investments” in Pakistan. We are currently dealing in New Blue Area Islamabad in which we are specifically dealing in Tower 12 Islamabad.
Our Core Values Are:
Extreme Focus On Transparency
Dealing In The Boundary Of Shariah
A step toward evnoirnmental sustainability
Apart from just being a marketing agency, we are also planting trees for each of our investor. Where we loose one tree, we plant two. Amanah.pk fully supports for a sustainable, green and eco-friendly Pakistan and we care for the greenery lost during the real estate projects. That’s why we support Miyawaki Plantation and thrive to plant trees, wherever we can.
Shariah Compliant Real Estate:
Being a Shariah Compliant with certified evidences and details, Amanah.pk is providing the unmatchable real estate investment opportunities with expert and experienced sales team and a bright vision of bringing in the halal and shariah compliant real estate investments.
About CEO
So how it happens, most of the societies that are functioning in the market would hand out open forms or open files that then the people in the market would trade on, who had no intention of using these products would trade on to get a profit causing an artificial price hike which does not really necessarily represent the market value of this product so this price hike would attract the unsuspecting investors or users from the market would see this as a good sign and would consider that development as a lucrative investment or a right place to build a home in the future. These small investors or end users are not involved in the whole process and want to invest so what happens is that once these mega investors on the top that work closely with the developers pull out from these projects the prices of those projects or those sectors of those projects drop representing the actuall market value. These mega investors have had those files only can pull out once they have transferred those files with an artificial price hike to unseuspecting small investors and end users. Once they have successfully moved these files to a lower segment of the market they move to the next project that is upcoming. When this happens the trading stops, prices drop, it’s usually these end users who bear the burden who have these files and are now left with an asset that is now worth less than they bought it for.
So this was my basic motivation and when I sought for solutions I was surprised to know that the way that Shariah allows transaction in this industry is considerably safe and secure for both parties so for example that the shariah compliant way of dealing in this industry is that you only trade in files that have identified where exactly the piece of land is of the files that you are buying and it’s not an open file so that way people exactly know which product they’re buying, the specific land and what is the price of those products.
Secondly when a society is handing out open files without the identification or specification of exactly where the piece of land exists, the society is in a position of handing out more files(plots) that it actually possess and when the society fails to acquire that extra land it has sold in the form of open fies, the clients are stuck with open files for decades
So how we solve this problem is that by doing our research and getting those products where the developers are only selling what they possess because in shariah compliant transaction one can only sell to a customer what they already possess and not the other way around where you sell something, as most societies are doing in the forms of open files and then going out and trying to acquire those pieces of land that they have sold to you in the form of files and then doing development on them. we have seen many renowned societies not being able to acuire those pieces of land later on and those people stuck with these files for decades. it’s still happening around today, so what we’re doing is that we’re doing our own research looking into the product. Our council religious scolars that are expert on this mater guides us on the compliance with sharia in our dealings. According to them we we only sell those products where when the developers actually possess what they are handing out. So we we we only sell plots which are identified on the land. this all also restricts the developers from from selling more pieces of land than they possess most pieces of plot than they possess because when they are handing over, they are letting the client know exactly where it exists on the map on the land
So I consulted with a lot of our religious scholars who guided us through this process to come up with a product and set off dealings that we should do which are compliant and as we all know that sharia protects a lot of things I’m sure you’re into your complying dealings there’s protection there’s a underlying statement where both parties are protected the same way as in a conventional banking system where you go and try to buy a car that will give you a loan that loan is based on some other collateral and basically what happens is that and there’s interest payment on those loans and once you For example that car is stolen or it has an accident that liabilities on you not the bank and from the same way when we’ve done what should be a compliant way of giving car loans which is known as car ijarah the bank does partnership with with the client and is a is liable for his part of ownership of the car so that way the diffusion of responsibility and both parties bear the loss, So the brand that we are launching is called Amanah with the sole intention of of protecting the clients with shiriah compliant trading so when a client comes to us we try to enforce those set of rules set by our council on compliance.